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Independent Student Loan Consulting
 






 
HELP MANAGING YOUR STUDENT LOANS




Paul S. Garrard
Founder and President
PGPresents, LLC



“Paul Garrard's call for “shared responsibility” is the perfect concept to help today's students borrow responsibly and successfully manage their debt. Every stakeholder in higher education has a role to play—but it is the student that ultimately must decide the right balance between debt and future earning potential.”

Timothy Fitzgibbon, Vice President
Debt Management Services,
National Council of Higher Education Loan Programs



   


 
 
 
About PGPresents
What is PGPresents?
PGPresents is an independent student loan consulting company that provides educational debt management help for medical residents and other health science school graduates, medical and other health sciences schools, and higher education groups such as discipline-specific associations and other organizations with a commitment to promote responsible borrowing and repayment through educational debt management programs.

PGPresents is proud to enter its fourth consecutive year of helping recent graduates manage their student loans!

Who founded PGPresents?
PGPresents was founded by Paul S. Garrard in August 2008. Paul is a 30 plus year veteran of higher education and student financial aid and has worked in both the non-profit and for-profit sectors of the higher education community.

What makes PGPresents unique?
In short, Paul Garrard makes it unique.

What you get with PGPresents:
  • Personalized help, with services tailored to your specific needs, whether you are a medical resident, recent health sciences school graduate, school or teaching hospital, or higher education group; nothing is ever “boilerplate”.
  • Help from someone who, to coin a phrase, “gets it”.
  • Unique services such as the extremely popular Debt Management Listservs and One-Time Consultations, as well as PG On-Call® and PG Triage®, both of which recently received Trademarks from the United States Patent and Trademark Office.
  • Objective and timely information, but also qualified opinions based on more than 30 years of working with borrowers and student loans.
  • Easy and direct access to Paul through email, a toll-free number that rings directly on his desk at home, his cell phone, and Instant Messaging, and the luxury of dealing with the same person all the time.
  • Third Party Authorization (TPA) for medical residents with PG On-Call®, whereby Paul will contact your loan servicer(s) on your behalf, a huge time saver for many medical residents.
What you never get with PGPresents:
  • Phone queues, ever.
  • Different people trying to help you, depending on when you call; you always deal with the same person.
  • Advertisements or anyone trying to sell you anything.
  • Someone selling your name and contact information.
How do I know if I should use PGPresents?
Contact Paul directly at paul@PGPresents.com or 877.201.6162 and ask any questions you like about the services offered. There is absolutely no obligation whatsoever should you call and the call is free.